An overview of the loan process

Make no mistake, there's a lot involved in getting a mortgage loan. You wouldn't be on this website if you could fill out a one page application and get the best loan for you funded the same day. My goal is to take care of all the details so that you can concentrate on what's important -- preparing to move into your new home, saving money, or making plans for your home equity check.

There are four main steps involved in getting a loan. I am here to advise and consult every step of the way. I will not make decisions for you but will rather empower you to make decisions for yourself. There are many ways in which I differ from your typical mortgage broker, but among the most important is my desire to listen to you and to hear what you have to say. I want to understand your goals and dreams so that I can guide you toward making the decisions that will make those goals and dreams a reality.

Sometimes we don't take the time out of our busy lives to actually think about where we are and where we are going...and then to determine if where we are heading is actually where we want to go! Many people find this process helpful in redefining goals and purpose. Over the years I have developed relationships with many other professionals in financial planning, tax accounting, investment counseling and real estate professionals. You have access to this team I have assembled and can count on the same level of service, care and responsiveness that I offer.

You've answered a few questions, given us some detailed information, and  the next thing you know - you're moving in! We're in the business of lending, you're not -- so we do most of the work. Doesn't that make sense?

Sharon Begovich is a licensed Mortgage Loan Originator , California Department of Real Estate, License Number 01190720

At Home Associates is also licensed through the California Department of Real Estate, License Number 01379833.



 
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